Mortgage Rates
Welcome to the The Peoples State Bank Mortgage Rates page. Complete an online application today!

Current posted rates are in effect as of 04/18/2014 12:43:39 PM Central Time.
Rates are subject to change without notice.

30 Year Fixed Rate
RatePointsAPRLock Days
4.375%0.000%4.414%0
The APR is calculated using a loan amount of $125,000 and these typical fees.


15-year Fixed Rate
RatePointsAPRLock Days
3.375%0.000%3.442%30
The APR is calculated using a loan amount of $125,000 and these typical fees.

 

The principal and interest payment for a 30 year loan at today’s interest rate would equate to $4.99 per $1,000 borrowed. This payment does not include mortgage insurance and the actual payment will be higher if mortgage insurance is required.

The principal and interest payment for a 15 year loan at today’s interest rate would equate to $7.09per $1,000 borrowed. This payment does not include mortgage insurance and the actual payment will be higher if mortgage insurance is required.

Fees disclosed are those that affect APR only.  There will be additional fees charged for appraisal, credit report, title insurance and recording fees.  Payment for real estate taxes, homeowners insurance and daily interest may be required as well. 

Points due at closing may differ based on credit score, loan to value ratio and purpose of the loan. 

If the loan to value ratio exceeds 80%, the APR will also be affected by required Private Mortgage Insurance. 

 

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The Peoples State Bank

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The Peoples State Bank 200 E. Kirkwood Ave. Bloomington, IN 47408
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