|Small Business Loans
The Peoples State Bank realizes that small businesses are the backbone of our economy. That is why we offer a variety of loans to meet the needs of small businesses. We offer short-term lines of credit to help with working capital or financing seasonal inventory. Long-term loans are available to finance equipment, other fixed assets, or real estate.
Our loan officers are ready to serve you. Interest rates and terms vary depending on several factors such as the financial strength of the borrower, the term of the loan, the size of the loan, and the type of collateral for the loan. Contact them to make an appointment to discuss your business and your financing needs. In order to provide you with faster service, we ask that you bring with you a current personal financial statement, the last 2 years of personal and business tax returns, and a year-to-date balance sheet and income statement on your business when you meet with one of loan officers